Loan Programs Click here to return to the previous page There are several factors to consider when choosing a loan. Do you want the stability of a fixed rate, or are you willing to accept a little more risk in exchange for the lower initial rate of an adjustable mortgage? How long do you plan to stay in your home? How much do you want your monthly payment to be? The following grid outlines the loan programs that may be right for you based on your goals. Goals 30-Yr Fixed 15-Yr Fixed 5/1 ARM 3/1 ARM Power Option ARM Interest-Only 5-Yr Balloon 7-Yr Balloon I look for monthly cash flow savings to invest or to reduce high cost credit obligations X X I want to have more flexibility in managing my mortgage interest payments to maximize their tax advantages. X X I would like to take advantage of the lower initial interest rates and payments associated with monthly adjustable-rate mortgages and am comfortable with more frequent payment fluctuations due to changing interest rates X X I want a stable monthly payment X X X X X X I want to buy as much house as I can X X X X I plan to own my house in 5 years X X X X X X I believe interest rates are likely to fall X X X X I believe interest rates are likely to rise X X I need flexible monthly payments X I want to avoid negative amortization X X X X X X X I want the lowest possible payments X I plan to refinance within 5 years X X X X X X I want more control over my monthly cash flow X X I have unsteady income - I need flexible payment options X X I want to pay off my home as soon as possible but I want a stable monthly payment to do so. X I would like to purchase a larger house without increasing my monthly mortgage expense. X X Legend: X = Programs that match goals in the left-hand column WLGI Enters Into a Revolutionary New Mortgage Partnership with THE MONEY STORE On July 18th WLG International (WLGI) was excited to enter into a new mortgage partnership with one of the most well-known and most respected mortgage industry brands - THE MONEY STORE®. This exciting new change from Global Equity Lending to THE MONEY STORE® takes the mortgage opportunity with WLGI to a whole new level with a broader range of products, more competitive rates, faster closing times and much more.   As part of this change, the Global Equity Lending field force is now originating loans only for THE MONEY STORE® and is no longer accepting mortgage applications or new hires.   If you have any questions please Click here to contact us. Click here to visit the WLG International website